Did you know the average home loan lasts for only 4 years?  It makes sense to keep on top of your mortgage.  One thing in life is for sure, things change!  Rates go up and down, new products come on the market, the terms of your current loan may change or come to an end, and your personal circumstances may change too.  If you are not staying in the loop you may miss out and end up paying too much for your mortgage.  As a home owner, you should regularly compare home loans and compare mortgage rates. 

Many home owners sign for their mortgage then leave it at that.  Most are too busy to keep comparing and looking closely at their mortgage.  And this is understandable as we all lead busy lives.  But it doesn't have to be time consuming and it's your money after all so isn't it worth it?  Do you really want to risk throwing thousands of dollars down the drain?  Refinancing can be one option to not only save money but improve the quality of your home loan and help you achieve your goals sooner.

Smart home owners refinance for a better deal, take advantage of falling interest rates or sell and move up in the world.  You need a local mortgage broker who is experienced enough to assist you.  All of our brokers are highly trained and experienced all in aspects of mortgages.  When you want to consider refinancing, we are the team for you.  Carefully selecting lenders, both large and small, and comparing rates, terms, added benefits and length of loan, we chart all of this information against any exit fees you may have to pay to ensure that when you refinance, you get a good deal and to ensure it is worth the trouble.

Refinancing has become a much talked about issue recently, due to the global financial crisis.  Interest rates have been slashed in recent months.  This has left those with a variable mortgage very happy, as month after month their repayments have fallen.  But those home owners who fixed their rate when rates were high, in order to protect themselves against even more rate hikes, have been left feeling a bit duped.  Some home owners are still paying around 9% for their mortgage, whilst the variable rate has fallen to between 5% and 6% with most lenders.

With our team, you can be sure that we look at past trends, current trends and future predictions so that we can make a calculated and sensible analysis of your situation and assist you to find the best way of refinancing.

That is why we are your mortgage broker for life. We want to do the right thing by you the first time, so that in 4 yrs (or even in 25years) you turn to us for help and advice.  Try getting that from a bank!

Your local mortgage broker will not only help you find great rates, but can also assist you to calculate if it is worth you refinancing, how much you can save in the long run and help you put together a winning application.

To get started with your local mortgage broker for life, simply complete the form or call 1300 787 665.